Lumo Automotive Group Lumo Automotive Group

Autoguard Warranty

Autoguard Warranties

Peace of mind with every car

We partner with Autoguard Warranties, an award-winning provider accredited to The Motor Ombudsman’s code of practice, to cover the cost of repairs if a covered part fails after you drive away.

Included free with every car

6 months Autoguard Select cover: up to £500 per repair on key engine, gearbox and drivetrain parts. You can extend or upgrade your cover when you buy.

Choose your cover

Select · up to £500 per repair

Essential mechanical cover

For cars of any age and mileage.

  • Engine internals, cylinder head and head gasket
  • Manual, automatic and CVT gearbox internals
  • Drive shafts, CV joints and differential
  • Steering rack, PAS pump, water pump
  • Starter motor, alternator, window and locking motors
  • Injectors, sensors and engine ECU
  • Repairs covered in the EU for up to 60 days a year

Premium · up to £1,000 per repair

Comprehensive cover

Claim limit depends on the car’s age and mileage (see prices).

  • Everything in the engine, gearbox and drivetrain, in more depth, including the turbo
  • Steering, suspension, brake servo and ABS
  • Cooling system, fuel system and electrics
  • Hybrid and electric vehicle components
  • Air conditioning, sat nav and infotainment (capped)
  • Annual maintenance inspection contribution on plans of 13 months or more

Premium Assist · up to £2,000 per repair

Premium cover with 24/7 breakdown

For cars under 10 years old and under 100,000 miles.

  • Comprehensive Premium component cover
  • Catalytic converter, DPF and EGR valve failure
  • 24/7 roadside assistance and nationwide UK recovery
  • Home start, misfuelling assistance and emergency key cover
  • Higher diagnostics contribution (up to £100)

Prices

All prices include VAT. These are the full price of each plan, bought with your car.

Premium Assist

Cars under 10 years old and under 100,000 miles · up to £2,000 per repair

6 months12 months15 months24 months36 months
£250£365£430£540£695

Premium

Price and claim limit depend on your car’s age and mileage when cover starts

LengthUnder 12 years & 120,000 miles
£1,000 per repair
Under 15 years & 150,000 miles
£500 per repair
Under 20 years & 200,000 miles
£250 per repair
3 months£150£125£100
6 months£180£155£135
12 months£290£265£240
15 months£335£310–
24 months£430£405£310
36 months£615£595–

Select

Any age, any mileage · up to £500 per repair · 6 months included free with every car

6 months12 months
Included free£195

Good to know

Keep it serviced

Your car must be serviced to the manufacturer’s schedule at a VAT-registered garage, and you should keep the invoices. If there’s no service history, the first service is due within 10,000 miles or 12 months.

Get approval first

If something goes wrong, your garage must call Autoguard and get a repair authorisation number before any work starts.

What isn’t covered

Wear and tear, servicing, consumables (such as brakes, tyres, bulbs and wiper blades), bodywork, and faults caused by neglect or accidents.

Limits

Each repair is covered up to your plan’s limit, and total repairs over the plan are capped at the car’s purchase price.

14-day cooling off

If you change your mind about a plan you’ve paid for, return it to us within 14 days of issue for a refund.

Selling your car?

Plans can be transferred once to a new private owner for a £35 fee, provided no repairs have been claimed.

Autoguard plans are Repair and Maintenance Plans administered by Autoguard Warranties Ltd. They are not insurance and are not regulated by the Financial Conduct Authority. Cover is subject to the full terms and conditions in the plan booklet, which we will give you before you buy. A plan is in addition to, and does not affect, your legal rights under the Consumer Rights Act 2015.

Not sure which plan suits your car?

Each car page shows the upgrades that car qualifies for. Or ask us: call 0333 577 2112, message us on WhatsApp, or get in touch.

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